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Is Baccarat a Difficult Casino Game?

Baccarat is probably the easiest game you can find in a casino, that is the reason it rapidly became the beginners favorite. If we want to categorize the casino games, baccarat surely enters the category of luck based games. This means that all you have to do is read the rules and you can play! In this article I will present the basic rules of baccarat, so you can learn it easily.

When The rules might look confusing when you read them, but as soon as you start playing you will realize that the game is very simple. First of all you need to know the value of the cards: the cards from 2 to 9 worth face value, the face cards and the tens worth 0 and Aces worth 1 point, the suit of the card is not important. The goal of the game is to achieve 9 points. This can be done if you have an 8 and an Ace, a 7 and a 2 and so on. The bets can be made on the player's hand or on the banker's hand. There are three basic types of baccarat, I will present their rules, although they are alike, the three types are not exactly the same.

The first type is named Punto banco or American Baccarat. American baccarat is played with eight or six decks of cards, and the players have to bet before the hands are dealt. The rules of American baccarat are the following: the gamblers play against a croupier, so there is a casino employee who handles the cards at first. He shuffles the decks and places them in the shoe, than gives the shoe to the player on his right. This player will become the banker(until he is winning), but if he does not want to deal, he might pass the shoe to the next player. The main goal here (as it is in every other type of baccarat) is to achieve 9 points for the player, and for the others the goal is to bet on the one who will get 9 points. The croupier deals four cards: two to the player and two to the bank. Usually two or three cards are dealt in a game. In the American type when the player has 5 points, he can not stand, he automatically receives another card. Bets can be made on the bank, on the player hand and on a tie.

Another type of baccarat is European baccarat, which differs only slightly from the American type: the player has the right to stop at 5 points, he is not automatically dealt another card, and the banker has the same option. Although it is not a big difference, it is important for you to know, since you can easily lose if you do not know the rules.

The Chemin de Fer variation of baccarat is played in Europe, mostly French casinos(hence the name). The main difference from the other two types above is that you can not only bet on the player or the banker, you have to be one of them. Of course, there is a casino employee, who will make sure that you are playing by the rules, but that is all he has to do. Here the shoe with the cards moves counterclockwise, so that every player can play the role of the bank.

The last variation of baccarat is Baccarat en Banque, this is mostly played in European casinos. There are only a few differences: only the house gets to be the banker, and there are three hands dealt: for two players and for the banker.

I already said that the rules might look confusing at first, now you can see what I mean. When you play an online version of baccarat, it is much easier because you can not be the dealer, in this case there is always a virtual dealer. So all you have to do is bet on the winning hand. But which hand will win? The most common baccarat strategy is to bet on the bank hand, this is the safest. Although most casinos take a 5% fee when the bank wins, betting on the bank hand is the most profitable for every player. Let's see the numbers: betting on the bank hand gives a house edge of 1,17%, betting on a player's hand gives a house edge of 1.36% and betting on a tie gives a house edge of 14.12%. Because the bank wins more often, it is more profitable to bet on the bank than to bet on any other hand.

You might ask what is the difference between online baccarat and baccarat played in land based casinos. Almost nothing. You can find several types of baccarat in an online casino, there is mini baccarat, when you play against the dealer, or you can play multi player baccarat, here you join others in the game. There is another chance for you: you can play single deck baccarat, here the odds are betters if you bet on the bank hand. When you chose an online casino to play baccarat, chose one where you can play with a lower number of decks and where the casino takes less than 5% in case of banker bets.

Now before you play all you have to do is learn a few expressions used in the game. The "shoe" is the name of the box in which the decks are placed. A "natural" or Le Grande is the best hand in baccarat, when the two initially dealt cards total 9 points. If you want to ask for another card, you can do it by asking "carte", which means card in French. As a funny fact: when one has a total hand of zero, it is called "baccarat". This is all you have to know to play baccarat.

All you have to keep in mind is the goal of the game: your cards should have a total of 9 points. Good luck gambling!

 

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